Go direct to the seller and you see every deal first — before any wholesaler, before any buyers list. You keep the ones worth owning. You sell the rest, and those fees pay for the marketing that found them both.
A twelve-month mentoring program in wholesaling and subject-to creative finance, taught one-on-one by Christopher Thompson.
Not ready to talk? Read the free guide first — one house, five separate paydays, with the numbers.
Think about it from their side. They generated the lead, they took the call, they negotiated it. If it was a great property on great terms — why is it in your inbox?
Sometimes the answer is innocent. Often it isn't. The best deals never make it to a buyers list. They get kept, or they go to the one buyer who's owed a favor.
Direct to seller, you're first in line. On every deal. That advantage never goes away.
No middleman has picked it over. You're not at the end of a chain — you're the beginning of it.
The right area, the right condition, and financing a bank would never write you. A 3.4% loan with 26 years left. Those you keep.
Most deals won't fit your portfolio. Assign those. Those fees fund the marketing that finds the next one worth owning.
Roughly twenty qualified leads produce one contract. Out of maybe ten contracts, one or two will be something you actually want to own.
One or two a year. That sounds slow until you run it out — five years is five to ten properties, every one acquired on below-market financing, every one picked by you out of hundreds you looked at first, and not one of them requiring you to qualify at a bank.
Meanwhile the eighty deals you passed along paid for all of it.
New money in 2026 costs between 6.25% and 6.75%. That gap is not a small thing — on a $300,000 loan it is $631 every month, and more than $227,000 across the life of the loan.
Here is the part most investors still miss: that loan cannot be recreated. No bank will write you a 3% mortgage today. The only way to get one is to acquire one that already exists.
Which means on a large and growing number of houses, the seller's existing debt is worth more than their equity. A cash-only buyer looks at those deals and sees nothing. They walk. You don't have to.
Most programs teach one. Cash wholesalers convert roughly 1 in 20 qualified leads. Add a second exit and the leads that used to be worthless — no equity, low rate — become the best ones in your file.
Find a motivated seller, contract at a discount, assign for a fee. The cash engine that pays your bills while you build.
Take over the existing loan. Buy the house at full value and still make money, because of how the debt is structured.
Wholesaling is regulated now. Ohio's disclosure requirement took effect in March 2026. Connecticut's registration requirement lands in July. Oklahoma, Maryland, Tennessee and Oregon have all passed their own rules, and more states are moving every session.
You'll learn what applies where you operate, what to disclose and when, how TCPA governs every text you send — and, if you hold a real estate license, the disclosure duties that follow you into your own deals whether your license is active or not.
That last part is the point. I don't get paid well unless you close. It keeps me in your deals instead of collecting a fee and disappearing.
Sixty minutes, one-on-one, every week. Minimum forty sessions across the year — not a group call you dial into and mute.
Send me any lead and get a recommended structure back within two business days — both the cash offer and the creative one.
Purchase agreements, assignment agreements, subject-to addenda, disclosures, checklists. The same ones I use.
Title company, transaction coordinator, insurance agent who has written subject-to before, lenders, and my buyer lists.
We joint venture every deal you originate during the year. You keep 100% of everything after.
Twenty-four hours on business days. Same day on anything with a contract deadline or a closing attached.
I take a limited number of students and I read every one of these myself. If it looks like a fit, I'll call you within one business day.
No discovery call required to see a number. Here is everything.
Approval is per state. Nevada-approved doesn't clear you in Arizona. Add a state, repeat the process. It's typically one consultation and a few hundred dollars, and it's the cheapest protection in this business.
What happens next: I'll send the mentoring agreement within 24 hours and we'll get your first call on the calendar. Enrollment is complete when the agreement is signed — and you have three business days from signing to cancel for a full refund, no questions asked.
Not available to Utah residents. The charge appears as Dynamic Digital Marketing. You'll also need $9,000 set aside for marketing — that's your money, you spend it, I never touch it.
Payable in full at enrollment. No payment plans or financing. Three-day unconditional cancellation from the date you sign.
Every program at this price says no refunds, ever. I don't, because I don't want money from someone the method failed. But I'm not refunding people who quit either. Here is exactly where the line is:
| Situation | Refund |
|---|---|
| You cancel within three business days | 100% |
| You quit — stop showing up, stop marketing | None |
| You complete every requirement for twelve months and close zero deals | 100% |
| I fail to deliver and don't fix it within fifteen days | Pro-rata |
The completion guarantee requires documented proof: the full $9,000 deployed on schedule, an average of twenty-five seller contacts a week across at least forty weeks, fifty written offers, and ninety percent session attendance. If you do all of that and still have nothing, the failure is mine or the method's — not yours.
Not necessarily. You can assign a subject-to contract to another investor exactly like a wholesale contract — it's called creative disposition, and the fees usually run higher than cash assignments because a seasoned low-rate loan is scarce. It's the first thing I teach in Part II for that reason.
Yes. Subject-to purchases are recorded at county recorders every day. What exists is a due-on-sale clause, which gives the lender the right — not the obligation — to call the loan when title transfers. Enforcement is rare but real, and I teach it honestly, including when it's most likely and how to protect the seller. Any program that tells you the risk is zero is selling you something.
No. If you have one, that's an advantage — MLS access, comps, credibility — but it also brings disclosure duties that follow you into your own deals, in some states even if your license is inactive. That's covered in the program.
Yes — one you choose, not one I assign. You can enroll and start training right away, but before you make offers in a state, a real estate attorney licensed there has to take my template and make it compliant for that state, then confirm it in writing. You send me the approved agreement and their confirmation, and I log that state as cleared. Approval is per state, so adding a new market means repeating it. I don't pick your attorney and I'm not compensated by them.
The strategies work anywhere. Compliance doesn't — wholesaling rules vary by state and several changed in 2026. We'll cover what applies where you operate. One exception: I don't currently enroll residents of Utah.
Because it aligns us. If I charged a fee and walked away, my incentive would end at your credit card. This way I make money when you make money, which means I'm actually in your deals — reviewing leads, structuring offers, and putting your contracts in front of my buyers. The split ends at month twelve.
Assignments and flips are settled at closing and finished. Deals we close into and hold — subject-to, seller finance, wraps — we stay partners on for the life of that property, including cash flow and the eventual sale. Either of us can buy the other out at any time. All of this is in the agreement, in writing, before you sign anything.
I'm not going to answer that, and you should be skeptical of anyone who does. What I'll tell you is the input: students who deploy the marketing budget and make twenty-five contacts a week get deals. Students who don't, don't. That's the whole formula and it's why the guarantee is built on effort rather than outcome.
I take a limited number of students, and I turn people down — usually because they don't have the marketing budget, or they're not prepared to make the calls. If that's not you, let's talk.
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